Terms of Use

Effective date: January 1, 2020

The following are the rules that govern your use of our website (the “Site”), content, products and services (the “Services”). If you have any questions or concerns regarding these terms, please contact us by emailing to admin@vhinny.com

These Terms of Use (the “Terms”) are a binding contract between you and Vhinny (“Vhinny”, “we”, “us”).

These terms apply to you individually or any other legal entity you represent. By using our services, you acknowledge that

  • You have read and understood these Terms
  • You agree to be bound by them entirely
  • You are entering into a legally binding agreement with us

Please read these terms in conjunction with our privacy policy carefully before you access the Services.

Please refer to the extension of these terms covering the topic of selling content on Vhinny.

Please note that if you do not agree to these terms, you may not use or access our website or services in any manner.

Changes to the Terms of Use

We are continuously working on improving our Site and Services. Hence, these Terms of Use are subject to change. We reserve the right to change the Terms at any time, and, if we do, we will place a notice on our site located at www.vhinny.com and/or contact you via email. If you use our Services after the new Terms has taken effect, that means you agree to all of the changes.

Privacy

Please follow this link to find information about our current Privacy Policy.

Children’s Online Privacy Protection Act

Following the Children’s Online Privacy Protection Act (“COPPA”), we will not intentionally collect or solicit personally identifiable information from children under the age of thirteen (13) years old. If you are younger than 13 years old, please do not attempt to use our Services, including registration, or send us any personally identifiable information. If you believe that a child under the age of thirteen (13) have provided us personal information, please contact us at admin@vhinny.com.

Usage

While some parts of our Site do not require our users to register in order to view the content, other parts require the user to follow a simple registration process providing us with their email and password. We will use these credentials to authenticate the user upon accessing the website. We may use user’s email address to deliver important communication, such as password reset guidelines or Privacy Policy updates.

Our Services are provided to you, your individual and non-commercial use only. It is your responsibility to comply with all laws applicable to you. We will not be responsible for your usage of our services in an unlawful way.

Restrictions

Please note that you are not allowed to use our services if you are acting as a registered professional securities trader, investment advisor, employee of any organization dealing with security transactions, brokerage, wealth management or any other financial institution.

You are not allowed to upload any content to the Site that violates the rights, including the intellectual property rights, of anyone else.

The Services provide access to data feeds, including financial performance of companies, stock prices, company information and other relevant information (referred to as “Data Feeds”). These Data Feeds may include data from our Third-Party providers. In addition to the terms set forth herein, each Data Feed may be subject to its own terms, which shell be communicated to the user upon gaining access to the Data Feed. You acknowledge and agree that Vhinny is not part of the Third-Party terms and, therefore, Vhinny is responsible for any liability related to any Third-Party terms.

Information obtained through our Site or downloaded from our Site is for your personal use only. You are not allowed to redistribute or share information and data obtained from our Site with other individuals, organizations or platforms. This restriction applies to any content available through our Site, including:

  • Fundamental Data
  • Stock Data
  • Company Performance Data
  • Company Information
  • News
  • Datasets, and any information derived from them
  • Charts, and any information derived from them

Please note that violation this restriction may result in a legal action.

Content Submissions

By submitting content (e.i. posts, media, etc.) to the Services, you herby grant Vhinny a worldwide, non-exclusive, perpetual, royalty-free, fully paid license to use, edit, modify, reproduce, redistribute and display this content.

Service Availability

It is our goal to keep the Services available at all times. However, the Services may temporarily become unavailable due to a number of reasons, including technical difficulties, service failures, network problems, and other reasons outside of our control. We are not responsible for any delays, lost or misdirected content.

Some of our products are delivered with a monthly or annual subscription. If availability of our Services tangibly restricts the user in using their subscription to exercise our Services, the user may contact Vhinny and negotiate amendments to the subscription.

Data Quality

We provide financial and other data, including that of Third-Parties, in the form of interactive and downloadable content. In addition to the Third-Party Data Feeds governed by their own respective Terms, we provide content that we ourselves derive from company filings and financial reports. This data includes and is not limited to general company information, income statement data, statement of cash flows data, balance sheet data, derived, calculated entries and various financial ratios. Extraction of financial information is subject to errors, omissions and inconsistencies. While it is our goal to provide the most accurate representation of financial data, we do not guarantee accuracy and timeliness of this information.

Warranty Disclaimers

In the following, “Vhinny Parties” include Vhinny and its licensors, suppliers, partners, parents, subsidiaries or affiliated subsidiaries.

THE SERVICES AND CONTENT PROVIDED BY VHINNY, ITS LICENSORS AND SUPPLIERS IS PROVIDED WITHOUT WARRANTIES OF ANY KIND. UNDER NO CIRCUMSTANCES SHALL ANY OF THE VHINNY PARTIES BE LIABLE FOR ANY GAIN OR LOSS ON INVESTMENT IN FINANCIAL MARKETS.

UNDER NO CIRCUMSTANCES SHALL ANY OF THE VHINNY PARTIES BY LIABLE TO ANY OTHER PERSON OR ORGANIZATION FOR ANY INDIRECT, SPECIAL, INCIDENTIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND.

VHINNY IS NOT A REGISTERED INVESTMENT ADVISOR OR BROKER/DEALER.

Arbitration Agreement

Please examine the following arbitration agreement as it requires you to arbitrate certain disputes and claims with Vhinny and limits the extent of possible relief sought from Vhinny.

(a) The parties should try to settle any dispute, claim or disagreement relating to these Terms through negotiations which shell be initiated prior to either party initiating arbitration. If negotiations do not resolve the conflict between parties, it should be finally settled by binding arbitration in Toronto, Ontario. The arbitration will be executed in the English language by a commercial arbitrator with substantial experience resolving such matters.

(b) YOU AND VHINNY WAIVE ANYCONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR JURY. BOTH YOU AND VHINNY CHOOSE TO RESOLVE DISPUTES AND CLAIMS VIA ARBITRATION.

(c) ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED OR LITIGATED INDIVIDUALLY AND NOT AS A CLASS. CLAIMS OF MORE THAN ONE CLIENT OR USER CANNOT ARBITRATED OR LITIGATED JOINTLY.